Blockchain

The new user-friendliness

The term user-friendly seems to have first emerged in the 1970s, with some sources crediting a 1976 paper on something called the “G-EXEC system” and others saying that Harlan Crowder, an American software designer, coined the term in 1972. Either way, it comes from the computing world, where it is still at home: today, we speak of apps, websites, and robo-a […]
3

Fintech continues its rise in Europe and worldwide

The quality, and perhaps the maturity, of the fintechs competing in the Fintech Awards Luxembourg 2018 has us convinced: these companies are slowly, but deeply, recoding the norms of the financial sector. And the new Pulse of Fintech, a biannual report highlighting activities and trends in fintech, supports this conclusion with numbers. 2018 at a glance Accord […]
3

Solving VAT fraud, once and for all, with blockchain

1954 marked a milestone in the history when, in Edina, Minnesota, construction began on the first-ever modern-era shopping mall. The “Southdale Center”, which still exists, was the first fully enclosed, climate-controlled shopping centre in the world, boasting space for 70 shops. The same year, in France, tax authority director Maurice Lauré introduced a […]
24

When information overload sneaks up behind you

In a recent article published in the Journal of Information Science, Dr Deepak Saxena (Dublin Institute of Technology) and I postulated that managers frequently struggle with the amount and variety of (digital) information available to their businesses. We based our findings on empirical evidence from the tourism industry, but it appears that this phenomenon is […]
4

Where do you record digital currency on your balance sheet?

Not too long ago, the hype around digital currencies exploded, with bitcoin being the flagship cryptocurrency in popular conversation. Everyone raved about the new payment instrument which would swiftly conquer the financial world. Even if all that has cooled off somewhat now, digital currencies have not gone anywhere—indeed, they are spreading, with 100,000+ […]
8

Three opportunities for fintech companies

Recently I attended the Future of Fintech Conference, where a major theme was the disruption of the financial services industry by clouds, machine learning, blockchain, and other technologies. Speakers reflected on how the bigger fish (e.g. NASDAQ, Bank of America, MunichRE) and smaller fish (e.g. Robinhood, Affirm, SoFi) have acted on and reacted towards these […]
2